Future Family Secures $400M Financing Program from Clear Haven Capital Management for Fertility Financing Expansion

• New $400M forward flow deal will expand financing options for families pursuing IVF and egg-freezing treatments.
• The deal follows the debut of Future Family’s Baby or Your Money Back, the first-ever nationwide IVF insurance product.
• Backed by Clear Haven Capital Management, this financing program allows Future Family to scale its lending platform to meet surging demand for fertility services.
• Future Family has provided over $200M in financing to help more than 10,000 families, and this new funding will give even more families the financial peace of mind to pursue IVF without having to choose between treatment costs and starting a family.

Future Family today announced it has secured a $400 million financing program from Clear Haven Capital Management to expand financing for fertility, including IVF and egg-freezing treatments.

The funding will enable Future Family to expand its lending platform and meet rising demand as fertility services reach an all-time high.

The fertility market is experiencing strong year-over-year growth, with over 400,000 treatment cycles delivered in 2023. New clinics are being built across the country to keep pace with increasing demand, yet affordability remains a major challenge. A typical IVF procedure costs more than $20,000, and since fertility treatments are often classified as elective, most insurance providers do not cover them—leaving the majority of Americans to pay out-of-pocket.

Largest Forward Flow Program for Fertility Financing

Future Family first launched its Fertility Fund I to address the financial barriers in fertility care, extending over $200 million in financing to help more than 10,000 families afford IVF and egg freezing. By offering personalized, zero-down payment plans, Fund I helped remove upfront cost barriers that often prevent families from pursuing treatment.

With the newly secured $400 million in financing, the company is now poised to scale its impact even further, continuing Future Family’s mission to make fertility care accessible to all.

“When we started Future Family, our goal was to make fertility care easier and more accessible—not just by offering financing, but by improving the entire experience,” said Claire Tomkins, Founder of Future Family. “This new funding helps us remove financial barriers so more women and couples can get the fertility treatments they need when they need them. From IVF financing to our new IVF insurance, we’re making fertility care more affordable, flexible, and focused on patients.”

Since its founding in 2016, Future Family has built the largest fertility financing network in the U.S., partnering with more than 600 of the nation’s leading IVF clinics to offer seamless financial solutions to patients. Through these partnerships, Future Family ensures families have access to top fertility specialists while benefiting from flexible financing and insurance options that remove cost barriers to care.

“Future Family is solving one of the biggest gaps in healthcare financing, and we’re proud to continue to support their mission to make fertility financing accessible,” said Mark Simmer, Managing Partner at Clear Haven Capital Management. “By combining financing and insurance, Future Family is creating a new model that makes pursuing IVF more financially accessible for families.

This milestone follows the launch of Future Family’s Baby or Your Money Back, the first-ever nationwide IVF insurance, which guarantees a refund up to your coverage limit if treatment is unsuccessful after two cycles. For decades, IVF has been one of the most expensive and least-covered medical procedures in the U.S., forcing many families to take on significant debt or forgo treatment altogether. Future Family is changing that by offering both financing and insurance solutions, ensuring that financial barriers no longer prevent people from starting a family.

About Future Family

Future Family is America’s leading platform for starting a family, offering Fertility Financing, Digital Coaching, Pharmacy Services, and now the first nationwide IVF Insurance. Founded by Claire Tomkins after her own IVF journey, Future Family has assisted over 10,000 families in navigating their fertility paths with support, transparency, and care and has extended over $200M in credit to American families to date.

About Clear Haven Capital Management

Clear Haven Capital Management provides flexible capital solutions to FinTech companies in seed to late-stage growth cycles. Our partner companies are building the future of financial services in areas such as consumer lending and credit cards, invoice factoring, automotive finance, and SME finance. The firm is led by industry veterans in financial services and is committed to helping its clients succeed by providing efficient capital market solutions needed to scale their companies. For more information, visit www.clearhavencm.com.

Contact Information

Maggie Philbin

PR for Future Family

VSC for Future Family

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